Should I buy now? Why should I buy now? Prices are coming down right?
These are all questions in everyone's minds these days. With the sub-prime market struggling right now, it is surprising to many people to find out that there are still good loan programs out there for every qualified buyer. The common misunderstanding right now is that the entire mortgage market is in crisis is absolutely incorrect.
On a 30-year, fixed-rated loans of low 6% range for qualified buyers with reasonably good credit is still available, although full documentation is usually the hardest part for people to gather and present to lenders.
One thing to keep in mind is that, buying a property to call your HOME does not, and should not call for any guesswork, because a HOME is were you will rest, relax, and grow a family. So, when you can afford to buy, you buy.
Stay tuned for upcoming posts on first time home-buyer assistance program information.
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